Deal math for Texas investors

Run the Numbers on a Texas Wholesale Deal

WholeSellTX is an independent educational site about the arithmetic of wholesale and flip deals in Texas. Use the quick calculator below, then read why the 70% rule is a starting point, not a decision.

Independent educational site · Not a real estate broker · We do not buy, sell or list properties

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Quick calculator

Maximum allowable offer (MAO)

Educational estimate only. Real offers depend on verified comps, a contractor’s bid, financing and local market conditions.

Beyond the 70% rule

Why the rule of thumb is only a starting point

It ignores holding costs

Interest, insurance, utilities and Texas property taxes accrue every month the property is held.

It ignores selling costs

Agent commission, title fees and seller concessions on resale can be a substantial share of ARV.

Price bands differ

On low-priced houses a fixed-dollar profit target can matter more than a percentage; on expensive ones, the reverse.

Repairs are the biggest unknown

Foundation, roof, plumbing and electrical surprises are common. Add a contingency to every estimate.

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Disclosure: WholeSellTX (wholeselltx.com) is an independent, educational website. We are not a licensed real estate broker or agent, we do not buy, sell or list properties, and we do not guarantee any profit or outcome. Under Texas law, anyone marketing a property they only have under contract must disclose that they are selling their contract interest (equitable interest), not the property. Consult a licensed real estate professional or attorney about your situation. Full disclaimer.
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